After a short application, we usually provide a decision in a matter of seconds. Bad credit loans. And so, in most cases, people use cash advances for small unexpected expenses or emergencies. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. These extremely high interest rates can. When applying for a loan, you may not need an ID right away, but chances are you will need it at some point in the application process. Personal loan rates will vary quite a bit depending on your. Loans with electronic funding accepted prior to 10:30 a. $3. The principal of a loan is the amount of money you borrow. Your past-due debt has likely been sold to a collection agency. Customers all over the country are applying for personal installment loans from CreditNinja, due to the easy application, hassle-free process, and electronically deposited funds. The more monthly payments you miss, the worse the. A few other examples include debt consolidation loans, home equity loans, and car loans. 00 for out-of-network withdrawals and $1. The loan application process for one of these loans will be fairly straightforward because, usually, the loan amount is small, up to a few hundred dollars. Banks. You could receive your funds from CC Connect as soon as the same day * if you select electronic funding. Modified on June 18, 2023. $3. 00 for balance inquiries, plus any fee the ATM owner may charge. Refinance the Loan. Installments for personal loans are usually due in a fixed monthly payment. Personal loans usually come in the form of unsecured installment loans, meaning lenders will look at a few of an applicant’s financial details when they go through the approval process. Bad credit loans have flexible requirements so more people could get much-needed financial relief. Personal Installment Loans in Columbus—Personal installment loans are quickly becoming a more widely used alternative to some other short-term options. 00 for out-of-network withdrawals and $1. Have a residential address. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. Our online request process allows you to apply for a personal loan from the. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. Eligible borrowers can apply for the emergency cash they need and repay the money over a specified period. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. With some personal loans, you may be approved even with a poor credit score (600 and below). Please reference the contact information below so we can connect you with our authorized servicer. This unsecured loan uses the borrower’s credit score and income as qualifying factors for approval. A balance transfer loan, sometimes referred to as a debt consolidation loan, allows borrowers to transfer several debts to one new loan, which can help save money on interest. The company claims to provide quick decisions on loan applications and offers flexible repayment options to help customers manage their finances. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Cash not accepted. CC Connect Installment Loans are provided by. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. Installment loans provide a lump sum that borrowers repay over time through monthly payments. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. Those 137,148 people make up about 54,847 households. Suppose your rent is due on the first of the month. Depending on your state of residence, applications submitted on this website may by originated by CC Connect, a division of Capital Community Bank, a Utah Chartered. CreditNinja is a superior online lender offering more affordable personal loans for borrowers with low credit scores. CC Connect Installment Loans are provided. Furthermore, installment loans. For many Americans, an unexpected expense may be difficult—or even impossible—to pay off while also keeping up with regular bills, rent, and daily living expenses. For loans made by First Electronic Bank, Member FDIC, acceptable payment methods include ACH, debit card, personal check, money order, and cashier’s check. If you borrow $100 at 10% interest, you owe the lender $110. The best place to get a safe and secure $800 loan with no credit check, would be from a trustworthy lender that you have thoroughly researched. The CC Flow Line of Credit is provided by CC Flow, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. All trademarks, service marks, and. But if consolidating helps you better manage your finances then it. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. ”. Loans are provided by CC Connect, a division of Capital Community Bank. ¹. 67. Many borrowers in Arlington, TX, prefer personal installment loans over other types of personal loans because of the convenient fixed rates. Congress st. Personal loans have a flexible loan range for borrowers. Installment loans typically come with a fixed rate, resulting in a fixed monthly payment. After the form is complete, you’ll receive a loan decision quickly. Founded in 1993, Capital Community Bank is a trusted financial institution that also provides checking and savings accounts, as well as custom lending options. Modified on October 20, 2023. No late fee. You don’t need a draining full-time 9-5 job in order to earn enough money to pay for your expenses. Taking out a consolidation loan will likely show up on your credit report. There are a lot of online loans for borrowers with bad credit. Usually small amounts, often $500 or less. The refinance process means applying for a new loan to replace an existing one. 1 free in-network withdrawal per calendar month. If you prefer to avoid long-term contracts, you can opt for a short-term personal installment loan. See app for free ATM locations. While your score may temporarily dip after taking out a new loan or financial product, on-time. Our exclusive Mortgage Action Plan is a proven debt reduction strategy that teaches you to manage. 00 for out-of-network withdrawals and $1. These loans usually provide borrowers with more cash than a payday loan, and the repayment term is much longer as well—sometimes up to a couple of years. A personal loan with a cosigner is a type of loan where someone borrows money with the help of another person. In this example, the $500 loan would have a total cost of $602. A personal installment loan, also simply called a personal loan, is a type of installment loan available. Many of these options are designed to help borrowers who need fast cash in times of need. Regardless, your taxes shouldn’t be affected by taking out a credit card. Depending on your state of residence, applications submitted on this website may by originated by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo. Installment Loans. We offer, and market a wide variety of convenient loan services, including online installment loans and personal loans. You can reach them from 8 am to 8 pm ET on Monday to Saturday, and on Sunday, from 10 am to 6 pm. Suppose you have a credit card with a limit of $2,00I 0. Direct loans differ from brokered loans, where a 3rd party connects the lender and borrower. As a hub of commerce on the state’s western coast, Tampa has a diversified economy. For loans made by First Electronic Bank, Member FDIC, acceptable payment methods include ACH, debit card, personal check, money order, and cashier’s check. Installment Loan; Benefits of the CC Connect Loan Portal. Loan rollover means extending your current loan into a new term, while adding more fees and interest. For some loans, Balance Credit acts as both a Credit Services Organization and Credit Access Business when loans are provided by an unaffiliated third-party lender. Depending on your state of. If you wanted to pay off the loan in 16 months by making. Fixed-rate personal loans. Apply successfully for a Personal Installment Loan to enjoy up to HKD8,500 cash rebate and preferential rate with no handling fee. $150. Use our simple Loan Calculator to help you figure out the cost. This makes your monthly payments more manageable, and can potentially lower your interest rate if you find the right. Are installment loan options a good alternative to payday loans if I need a $300 loan? Yes, installment loans can be a more flexible option compared to payday loans. Collection Agency. In that case, you could still get loan approval and affordable repayment terms. Many borrowers in Arlington, TX, prefer personal installment loans over other types of personal loans because of the. CC Connect Installment Loans are. Personal loans are installment loans that you repay in fixed amounts. Trade-in the car at a dealership. Borrowers can pay off RV loans over several months or years. CC Connect originates installment loans through several platforms. It involves the verification of important information through various documentation. To help with an array of financing needs, borrowers in Tucson, AZ, have access to fast cash loans online via personal installment loans. The flexible thing about this requirement is you can use all kinds of IDs to fulfill it. Aside from the experiences and scenery, people who live in Tucson, AZ, also have access to quick and affordable emergency funding. Many people use personal loans to deal with unexpected expenses. Maintaining its roots, Mesa is still home to many Mormons over 140 years later. Loans that rely on collateral can be used for a wide variety of purposes and can offer competitive interest. Used to cover a variety of expenses, personal loans are a reliable option for both sudden financial emergencies and planned financial endeavors. 43. ¹. These are a form of direct lending, where the car dealership themselves will lend you the money to buy the car. Welcome back, returning Check Into Cash customer! Here is your customer login portal. Installment Loans. Depending on your state of residence, applications submitted on this website may by originated by CC Connect, a division of Capital Community Bank, a Utah Chartered. Apply today. Loans funded by CC Connect will be serviced by Simple Fast Loans. But if you only need a few hundred dollars, you can still use installment loans. With installment loans, interest is accounted for in your monthly payment. We encourage you to pay back your balance early as there are no prepayment penalties and early payments reduce the overall amount you pay. net. Since installment loans are unsecured, borrowers don’t have to worry about putting up any of their property as collateral. Founded in 2019, LoanMe offers installment loans through CC Connect, which is part of Capital Community Bank. Individuals who rent their homes in Hampton pay an average of $1,115 a month, while homeowners with a mortgage pay about $1,509. When applying online, the funds will be deposited into a bank account. 00 for balance inquiries, plus any fee the ATM owner may charge. This loan option is incredibly versatile, so you. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in. Installment Loan. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. 60 percent. Your one stop money shop! Get online payday loans and in-store cash advances from a direct lender - Check. Central time (Monday - Friday, excluding bank holidays) will be funded that same day. Once the form is complete, you’ll get a loan decision within seconds. Because of this range, many people find installment loans to be one of the more manageable options in Fort Worth, TX. In that case, personal loans in Colorado could be what you need. $0. *DISCLOSURE: This is a solicitation for an installment loan or advance of credit. Installment loans online in South Carolina up to $1,500 with Simple Fast Loans. Depending on your state of residence, applications submitted on this website may by originated by CC Connect, a division of Capital Community Bank, a Utah Chartered. There are several different types of personal loans, including: Installment loans. Have cash in your bank account as soon as today. Modified on October 11, 2023. And the best part is that you won’t need to have a perfect credit score to be approved. Steady Monthly Payments With Personal Installment Loans. The best way to consolidate your payday loans is to take out one lower-interest personal loan and use that to pay them off. Depending on your state of residence, applications submitted on this website may by originated by CC Connect, a division of Capital Community Bank, a Utah Chartered. S. A loan can be a blessing when you are in a financial bind. Apply from your mobile device or in one of our participating stores. If you don’t repay the loan, you will lose the collateral to the lending institution. A creditor provides upfront money through a loan which the borrower repays in scheduled installment payments. High-interest rates, often significantly higher than personal loans. Installment loans are ideal for Illinois residents who cannot afford to pay off a high loan amount immediately. Depending on your state of residence, applications submitted on this website may by originated by CC Connect, a division of Capital Community Bank, a Utah Chartered. Yes! It is possible to get a personal loan even with a credit score of 550 or below. Submit application online before 3pm, and our Personal Loan Service Manager will reply on the same day. The Bottom Line with Online Loans Without an ID. Installment Loans. Personal loans are a type of installment loan offered by financial institutions for eligible residents in Indiana. A collection agency is a company that buys overdue loans and tries to collect the money owed from the borrowers. Census Bureau, the average earnings for full-time year-round workers in 2021 was $56,473. Hampton, Virginia, is home to approximately 137,148 people. Because the loan is an installment loan, you will have to make equal monthly payments until the loan terms are over, in this case for 2 years. Unsecured loans. Cash not accepted. Bad Credit Loans — If you have a credit score lower than 670, know that a bad credit personal loan is available to inquire about in Wichita, KS. Modified on July 14, 2023. Find Payday Loans, Cash Advances and More. 10 Steps to Getting a Personal Installment Loan Online. CC Connect offers installment loans to Kentucky residents up to $1,500! To begin the quick and easy process, simply send your information using our online application form which takes only a few minutes. If you don’t pay an installment loan, you may be charged late fees and your credit score will go down. Personal Lines of Credit — installment loans offer the same steady monthly payment until the loan is paid back in full. For Online Payday Loans, please contact a Customer Service Representative at 1-800-460-4305 to arrange an early payoff or visit your account in the Online Customer Portal. 1 But, CNBC reported that the average American has approximately $90,560 in debt. To get started, simply fill out our easy-to-use online application. Getting a loan is easy. This unsecured loan uses the borrower’s credit score and income as qualifying factors for approval. Personal loans are some of the more versatile loan options available. Direct lenders can be banks, nontraditional lending institutions, or the government. A personal loan is a quick cash installment loan option for eligible borrowers in Tulsa, OK. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. Each payment includes a certain amount of both principal and interest. You may be able to get months or a few years to pay off the personal loan. Credit Utilization. A covenant is a formal agreement between two or more parties. Loan amounts typically range from $200 to $3,000, and terms last from three to 12 months. After your application has been reviewed and accepted, a loan. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah. Overview of CC Connect Loans of 2023 - Step-by-Step instructions, Conditions and Requirements. For questions or concerns about your CC Connect loan, please contact a Customer Service Specialist at (833) 270-0770 or email TotalLoanServices@schear. Depending on your state of residence, applications submitted on this website may by originated by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo. Modified on October 10, 2023. Simply put, a personal loan is a loan that can be used for any purpose the borrower sees fit. When you repay the loan plus interest, the lender makes a $10 profit. Debt consolidation loans. Easily apply right from your phone, laptop or tablet - anywhere, anytime. Personal Loans Compared To Alternative Loans. 1 free in-network withdrawal per calendar month. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. However, it’s important to consider the risks involved, as variable rate loans come with the possibility of interest rate increases and higher. It’s the simple solution for life’s little emergencies, from medical bills to car repairs or any other unexpected expense. With a Quick Credit installment. This only applies if you default on your payday loan and don’t repay it. CC Connect Installment Loans are provided by CC Connect, a division of. There are set fees associated with this product, and they state that those fees. 740-799: Very Good Credit. These loans are some of the best options available. When put in place, a covenant will provide restrictions and rules that all parties must follow. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. Silver — 700 points are required to borrow up to $1,000 and get a 16% discount on fees. For example, an Installment loan of $2,000 could have an Annual Percentage Rate (APR) of 225% and. Modified on July 21, 2023. $143. A Memphis resident with a bad credit score can still potentially qualify for a personal installment loan. The city of Mesa, Arizona, was founded in 1878 by Mormon pioneers. If you’re one of the many Americans in a difficult financial situation, CreditNinja’s online loans may be the answer you’ve been looking for. Out of all of those households, 92% of them have a computer. Texas Residents: This is an offer for credit services from a credit access business, for an installment loan arranged through a third. When you apply for installment loans or financing, the lender may review your score from a preferred credit bureau, or you give the option to choose. Easily Apply We encourage you to pay back your balance early as there are no prepayment penalties and early payments reduce the overall amount you pay. Determine how much money you need to borrow and what you can afford to repay. A personal loan is money borrowed for personal use, usually from a bank, or online lender. Here’s a breakdown of the most common ones, as well as a brief description of each: Loan Type. On the other hand, you can inquire for a longer loan for lower monthly payments. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. CC Connect maintains the critical control of the Simple Fast Loans loan origination, underwriting. Look no further to learn all about various loan products in popular United States cities & states. Welcome to CC | Connect CC Connect originates installment loans through several platforms. Since we began in 2018 we’ve offered financial solutions to over 275,000 borrowers. Loans funded by CC Connect will be serviced by Simple Fast Loans. income so you can maximise your monthly. Balance Credit is licensed by the Texas Office of the Consumer Credit Commissioner, License No. An attractive side of it is that the time of appliance is short, so it is common to use installment loans wyoming even for emergency and unpredicted situations or debt consolidation. Online Installment Loan Requirements. There are lenders that accept land as collateral. See app for free ATM locations. In such. ¹. While some loans are unavailable to people with poor credit, personal installment loans offer funds to people from a wide range of credit histories. As long as you make your payments on time and pay them off by the due date you probably won’t see any negative consequences of your loan. For the typical loan, the annual percentage rote (APR) is approximately. This way you only have to focus on one loan payment instead of several. Many borrowers with low credit scores have a. An Installment Loan allows for a larger lump sum of cash that is repaid in installments over a longer time span. Online Installment Loans may have longer terms and offer higher loan amounts from $50 to $5,000, depending on your state. Please call 1-888-333. And our online application makes the entire process easier than ever. Quick Credit loans are offered by CC Connect, a division of Capital Community Bank (CCBank), a Utah Chartered bank, located in Provo, Utah, Member FDIC. Loan terms are brief and designed to last about two weeks or less for payday loans. Depending on your state of residence, applications submitted on this website may by originated by CC Connect, a division of Capital Community Bank, a Utah Chartered. Personal installment loans may be a better financial option than other popular loan options in Pittsburgh, PA. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in. Almost 22 million Americans had an unsecured personal loan, as of the third quarter of 2022. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in. With benefits like a simple application process, flexible payment schedule, and competitive interest rates, personal loans are a popular option for people looking for quick, affordable funding. Member FDIC. You can have the extra low interest rates as low as 0. In order to provide you with fast and easy cash, you will need the following items when you apply online: Valid government issued photo ID. Sell the car to a private party. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah. Good or excellent credit scores give borrowers loans with lower interest rates and longer loan terms. Make sure you’re aware of whether the loan you’re seeking will have a conditional. Whether you're looking to cash a check or searching for a loan, use our store locator to find the most convenient Check Into Cash location. Government-issued IDs include a driver’s license, military ID, state. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. Personal loans are usually unsecured loan options available for residents of Springfield. You can pay off the loan over an extended period through monthly payments. Depending on your credit and a few other financial details, a personal loan lender can offer you funding of a few hundred or even a few thousand dollars. CC Connect maintains the critical control of the Simple Fast Loans loan origination, underwriting. Usually, consumer finance accounts are short-term loans, ranging from as little as a few weeks to repay a loan, usually up to a year. If the credit card interest rate fees are extremely high, the borrower is unable to keep up with the annual fees or other charges, or if the minimum monthly payment due is unaffordable, that borrower may be able to get a better deal with. For loans made by First Electronic Bank, Member FDIC, acceptable payment methods include ACH, debit card, personal check, money order, and cashier’s check. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community. Be approved for an online loan up to $3,000 in minutes. See app for free ATM locations. The money is dispersed in one lump sum, ideal for people who need substantial funding to cover expenses. Installment loans allow you to borrow a lump sum and repay it through scheduled payments or “installments. CC Connect Installment Loans are provided by CC Connect, a. You may find a land equity loan (a loan that uses land as collateral) through banks, credit unions, and online lenders. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. The interest on a loan is a percentage of the principal the lender charges you for their service. Payday Loans. If you need a personal loan in Ohio up to $1,500, CC Connect offers installment loans to Ohio residents with a quick and easy approval process. Even if your credit situation may not appear to be “creditworthy,” to some lenders, you may still be able to get approved for a loan made or arranged by CreditNinja. CC Connect Installment Loans are provided by CC Connect, a division of Capital. Loan provided by Capital Community Bank, Provo, Utah, Member FDIC. A lender may also require their borrowers to have a bank account (banks, credit unions, or savings banks are acceptable). From revolving credit accounts and installment loans all the way to credit card cash advances and credit lines, it can be a lot to take in. CC Connect maintains the critical control of the Simple Fast Loans loan. An installment loan is one of the most common types of personal loans out there. Installment loans typically provide more money than fast cash options like payday loans. Borrowers initially receive a lump sum based on their creditworthiness and income. Unsecured installment loans for poor credit may also help. We are committed to the lending of responsible credit products to eligible applicants in need of an emergency installment loan. No origination fee. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in. Out of the approximately 491,194 people who live in Mesa, about 25% of them are Mormons. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank,. 94 going specifically toward interest charges. html. Please reference the contact information below so we can connect you with our authorized servicer. CC Connect Installment Loans are provided by CC Connect, a. Check into Cash Installment Loans, Cash Advance, Check Cashing, Locations, & Requirements. Their annual percentage rate for a $700 loan would be 413%. According to their website, you can get an online line of credit between $500 and $4,500. Interest RatesModified on June 18, 2023. These loans are available in . Common types of secured loans include mortgages and auto. It’s fast and simple, in just a few clicks you could have the cash you need fast. Subprime lending is the practice of making loans to borrowers with low credit scores (below 670). net. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. Installment loans online in Texas up to $1,500 with Simple Fast Loans. Loans funded by CC Connect will be serviced by Simple Fast Loans. Data released by TransUnion shows that personal loan debt hit $225 billion in the first quarter of 2023, a 26% increase year-over-year. Depending on your state of residence, applications submitted on this website may by originated by CC Connect, a division of Capital Community Bank, a Utah Chartered. Common ones include traditional bank loans, credit union loans, and personal installment loans. Installment Loans. Generally, the fees for collecting a debt will range from 25% to 50% of the loan’s value. CC Connect originates installment loans through several platforms. Those 137,148 people make up about 54,847 households. We all have times when we could use a little financial boost. Lenders may also make an exception if the prepayment is. When buying a car with bad credit, expect to provide a 20% down payment for a new car and 10% for a used one. There exist several types of them, and in which how to get out of installment loan debt options and purposes differ. Depending on your state of residence, applications submitted on this website may by originated by CC Connect, a division of Capital Community Bank, a Utah Chartered. Apply Now. This versatility makes personal loans a great option to cover many kinds of. Depending on your state of residence, applications submitted on this website may by originated by CC Connect, a division of Capital Community Bank, a Utah Chartered. Personal loans stand as a great alternative to most loan options in Memphis, Tennessee. Refer to Pricing for additional details. Once the form is complete, you’ll get a loan decision quickly. Showing our 4 & 5 star reviews. Among them, personal loans are some of the most versatile loans available. Once you've submitted your application, you’ll be notified promptly of CC Connect's loan decision and if approved, the funds will be deposited by CC. Since a quarter of your personal line of credit is in use, your credit utilization ratio is 25%. For questions or concerns about your CC Connect loan, please contact a Customer Service Specialist at (833) 270-0770 or email TotalLoanServices@schear. Secured loans. When you repay the loan plus interest, the lender makes a $10 profit. Personal loans designed with you in mind. These are loans repaid in regular monthly installments—hence sometimes referred to as just installment loans. CC Connect Installment Loans are provided by CC Connect, a division of Capital Community Bank, a Utah Chartered bank, located in Provo, Utah, Member FDIC. For residents of Ohio in need of a personal loan, there are many options. Typically, personal installment loans allow borrowers to repay their loans within a few months, all the way up to a couple of years in some cases. CC Connect Installment Loans are provided by CC Connect, a division of Capital. Search Locations. The CC Connect Installment Loan is available online to Alabama, Alaska, Arizona, Arkansas, California, Delaware, Florida, Idaho, Indiana, Kansas, Kentucky, Louisiana,. A payday loan, at its best, works as a short-term loan to fix a short-term money problem. The most common installment loan options include personal loans, auto loans, mortgages, and student loans. Unsecured Loans.